Your tax return tells you what happened. We help you plan what happens next.
For tech professionals with RSUs, ISOs, NSOs, and private company equity — understand the tax impact before you make the decision, not after you file.
The moment you need a plan, not just a return
Most people call a CPA when it's already after year-end. The better time is while there's still time to make a decision.
Leaving a company
You have a 90 day window to buy the equity you already earned — or lose it for good. Before it closes, know the exercise cost, tax impact, and how much cash you'll need.
A big RSU vest
Your company withholds 22%. If your real bracket is higher, that gap shows up as a bill next April — sometimes five figures, all at once, out of nowhere. Know whether your withholding is enough and how much cash to reserve.
Exercising ISOs/NSOs
An ISO exercise can create AMT liability even without a sale. Model the exercise cost, AMT exposure, and potential future credit recovery before deciding how much to exercise.
A liquidity event
Tender offer, IPO, acquisition — when private equity becomes liquid, timing matters. Know the tax cost, withholding needs, and cash impact before the transaction happens.
Moving states
Moving does not always end a state's claim on your equity compensation. Vesting and exercise history can create multi-state tax obligations even after you leave.
A new high-comp role
A jump in compensation complexity can make old tax habits stop working. Equity, bonuses, and multiple employers can create withholding gaps that are easier to fix during the year.
The right level of tax help for where you are now
Not knowing costs more than the tax itself. Most of the damage isn't the bill — it's not seeing it coming. Sometimes the answer is simply knowing the number ahead of time for cash flow planning purposes. Other times, there's a real, legitimate way to lower it — but only if someone looks before the decision, not after.
A full-year federal and state projection with side-by-side ISO, NSO, and RSU modeling, AMT analysis, withholding review, and a live walkthrough of the results — before you make a decision, not after. The most common starting point for a first engagement.
Federal and state tax preparation and filing, including equity comp reporting, brokerage transactions, AMT, adjusted stock basis, and multi-state reporting when applicable. Fee quoted in advance based on complexity.
For an unusual or technically complex issue where the scope isn't fully known upfront — a one-off question that needs a real answer, not a full engagement.
Year-round tax strategy, modeling, and implementation support for higher-income or more complex situations. Individual tax preparation is included. Best suited where meaningful planning opportunities justify the broader engagement.
Not sure which fits? and Dan will help you figure out what level of service makes sense.
What clients say, in their own words
Three years working together, and the process has stayed thorough, on time, and easy to follow every step of the way.
Our finances got a lot more complicated over the years, but everything still gets filed on time — and he's always ready to explain the details, not just hand over the number.
Not just a tax-season relationship — someone I check in with throughout the year before making financial decisions, and he's always quick to respond.
Dan Araya, CPA
Growth Track Accounting works primarily with tech professionals earning $500K-$10M+ whose compensation includes RSUs, ISOs, NSOs, and private company equity — especially when an important tax decision or liquidity event is approaching.
The work centers on one distinction: tax preparation tells you what already happened. Tax planning helps you understand what could happen before you exercise, vest, sell, donate, or move — while there is still time to make a decision.
Serving clients nationwide · Concentrated in CA, NY, NJ, MA, CO & WACommon questions
No. Tax preparation reports what already happened. Planning looks forward — before an exercise, vest, sale, donation, or move — so you understand the tax consequences while there is still time to act.
That's a good fit for the standard annual preparation service. Planning becomes more valuable when there is a decision to make during the year — an exercise, large vest, liquidity event, donation, or move. Furthermore, advanced tax planning can also make sense for people over the $750K mark in total household income.
Yes. I work with clients nationwide and regularly handle multi-state tax issues, with significant experience in California, New York, New Jersey, Massachusetts, Washington, and Colorado.
A short conversation about what you have going on, what decisions are coming up, what your goals are, and where tax planning may help. If we're a fit, I'll recommend the level of service that makes sense.
Know before you decide.
Book a short intro call — no pressure, no obligation, just clarity on what's ahead.